Business Banking Assistant

Location: Watertown, SD
Shift: M-F 8am - 5pm
Job Schedule: Full-Time
Company: First PREMIER Bank

About the Role
Assist and support the Business Banking function.  Enhance relationships through customer service, product knowledge and financial analysis.

Job Duties and Responsibilities 

• Obtain essential pre-closing documents needed for lender to make necessary lending decisions. Request/coordinate proper documentation needed from customers.

• Responsible for preparing/updating loan files to ensure the bank has timely and accurate financial and collateral information.

• Input customer information in bank systems to facilitate credit requests.

• Develop and prepare individualized loan packages.

• Prepare documents for offsite storage and record retention within guidelines.

• Communicate with Risk Management pre and post close to verify that bank security standards are met.

• Attend all compliance training, assist in training lenders as needed.

• Assist in preparing documents requested for all internal audits, external audits and fed exams.

• Responsible for processing customer transfers including deposit account and loan transactions.

• Open deposit accounts and cross sell ancillary products.

• Expected to be well versed on all bank products to ensure customer satisfaction.

• Act as a point of contact for employees and management.

• Review customer’s current relationship with FPB to help determine appropriate ancillary product recommendations.

• Answer incoming customer calls and forward to appropriate staff members.

• Assist and support bank administration with operational issues and document revisions.

• Assist in the completion of special projects and attend task force meetings as scheduled.

• Attend continuing education to keep current on changing regulations.

• Schedule meetings, appointments, on and off site.

• Coordinate activities and events including customer appreciation events.

Skills and Qualifications 

• Must possess basic understanding banking. 

• Combination of education/experience that would enable incumbent to meet essential functions and required competencies of the position.

• Basic PC skills and proficiency of the English language. 

• Exceptional verbal and written communication skills.

• Ability to exercise independent judgment and exercise discretion regarding confidential matters. 

• Adapt and prioritize within a constantly changing environment. 

• Ability to concentrate and work independently. 

• Attention to detail, analytical and problem-solving skills. 

• Capacity to learn, adapt to change, and become proficient quickly. 

• Ability to handle stress, exercise self-control, adheres to company policies and procedures and upholds the PREMIER Way.

Competitive Benefits Package

• Full medical benefits when working 20+ hours per week
• Traditional and High Deductible health plan options available
• FREE dental and vision coverage
• Generous Paid Time Off plans
• 401(k) – dollar-for-dollar match up to 5% of total compensation
• Special discounts and offers for events at the Denny Sanford PREMIER Center
• PREMIER Wellness Program
• Paid Community Volunteer Hours – PREMIER averages 30,000 hours per year
• Fun Employee Parties

Our Culture

• Emphasis on personal success, respect, health, wellness, fun and giving back
• Employees are rewarded, valued, and celebrated for hard work
• Various Career advancement opportunities and growth
• Appreciation is shown through concerts, outdoor bashes, cash, car giveaways and more