Business Banking Assistant

Location: Watertown, SD
Shift: M-F 8am - 5pm
Job Schedule: Full-Time
Company: First PREMIER Bank

About the Role
Assist and support the Business Banking function.  Enhance relationships through customer service, product knowledge and financial analysis.

Job Duties and Responsibilities 

• Obtain essential pre-closing documents needed for lender to make necessary lending decisions. Request/coordinate proper documentation needed from customers.

• Responsible for preparing/updating loan files to ensure the bank has timely and accurate financial and collateral information.

• Input customer information in bank systems to facilitate credit requests.

• Develop and prepare individualized loan packages.

• Prepare documents for offsite storage and record retention within guidelines.

• Communicate with Risk Management pre and post close to verify that bank security standards are met.

• Attend all compliance training, assist in training lenders as needed.

• Assist in preparing documents requested for all internal audits, external audits and fed exams.

• Responsible for processing customer transfers including deposit account and loan transactions.

• Open deposit accounts and cross sell ancillary products.

• Expected to be well versed on all bank products to ensure customer satisfaction.

• Act as a point of contact for employees and management.

• Review customer’s current relationship with FPB to help determine appropriate ancillary product recommendations.

• Answer incoming customer calls and forward to appropriate staff members.

• Assist and support bank administration with operational issues and document revisions.

• Assist in the completion of special projects and attend task force meetings as scheduled.

• Attend continuing education to keep current on changing regulations.

• Schedule meetings, appointments, on and off site.

• Coordinate activities and events including customer appreciation events.

Skills and Qualifications 

• Must possess basic understanding banking. 

• Combination of education/experience that would enable incumbent to meet essential functions and required competencies of the position.

• Basic PC skills and proficiency of the English language. 

• Exceptional verbal and written communication skills.

• Ability to exercise independent judgment and exercise discretion regarding confidential matters. 

• Adapt and prioritize within a constantly changing environment. 

• Ability to concentrate and work independently. 

• Attention to detail, analytical and problem-solving skills. 

• Capacity to learn, adapt to change, and become proficient quickly. 

• Ability to handle stress, exercise self-control, adheres to company policies and procedures and upholds the PREMIER Way.

Competitive Benefits Package

• Full medical benefits when working 20+ hours per week
• Traditional and High Deductible health plan options available
• FREE dental and vision coverage
• Generous Paid Time Off plans
• 401(k) – dollar-for-dollar match up to 5% of total compensation
• Special discounts and offers for events at the Denny Sanford PREMIER Center
• PREMIER Wellness Program
• Paid Community Volunteer Hours – PREMIER averages 30,000 hours per year
• Fun Employee Parties

Our Culture

• Emphasis on personal success, respect, health, wellness, fun and giving back
• Employees are rewarded, valued, and celebrated for hard work
• Various Career advancement opportunities and growth
• Appreciation is shown through concerts, outdoor bashes, cash, car giveaways and more

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.