Job Description
Senior Credit Analyst
COMPANY PROFILE:
A locally-owned community bank with several locations throughout Eastern, SD; make all decisions locally, and they have quick turnaround on loans. They believe in developing strong relationships with their customers and offers their customers all the bells and whistles associated with modern banking, but still understand the importance of personal face-to-face relationships. Enjoy a relaxed family-friendly working environment, they have a strong history of promoting people from within and they offer a great place to advance your career.
WHAT THE COMPANY WILL OFFER YOU:
• $70,000 - $95,000 DOE
• Health, Dental, and Vision Insurance.
• 401k, 6% Match
• Competitive PTO, Holiday Pay, Sick Leave
• Cafeteria Plan
THE ROLE YOU WILL PLAY:
• Financial Analysis and Credit Evaluation: Conducts detailed financial analysis of loan applications, evaluates creditworthiness using financial data, industry trends, and economic conditions, and ensures adherence to company credit policies.
• Credit Risk Management: Monitors credit risk in the portfolio by reviewing financial statements and conducting regular portfolio reviews.
• Collaboration and Credit Structuring: Prepares comprehensive credit presentations with recommended terms and works closely with loan officers to ensure timely and accurate credit decisions.